Customers use Samsung credit card to pay for their purchases and settle their billed charges at the pre-defined payment date when they buy goods or use services at Samsung card merchants. The charges can be paid in full (lump sum payment), or paid over time in installment.

Customers use debit card to pay for their purchases in full in single payment within the balance limit on their account held in the financial institution that partners with Samsung Card. The payment amount is automatically debited from the account at the point of payment.

Customers pay in advance for the amount equivalent to the face amount represented in their cards and then use the card to pay for their purchases as much as the face amount. Another version of the pre-paid cards is gift card.

The short-term card loan allows the credit card consumers to pay for charges billed within a certain period at the next payment date in order to meet their short-term cash needs. Consumers can use Samsung Card Home page, ARS, Bank/VAN company, and CD/ATM to get the cash advance.

Long-term card loan is a financial product where the credit card consumers can select loan duration and redemption method within the available limit and apply for the loan and repay their principal and interest in accordance with the loan plan. Limit, repayment plan, loan duration, etc. apply differentially, depending on customers’ creditworthiness.

Installment finance is a financial loan service for customers buying automobile and other durable goods.
Specifically, Samsung Card introduced industry’s first one-stop digital service in auto financing.

Lease/Rental finance is a financial product where corporate or individual consumers can lease/rent goods that they need and then make installment payment during the contract period.

Platforms created to provide customers with information and service that tailors closely to their lifestyle.

Anti-Fraud service protects credit card customers from fraudulent transactions. It offers various services to ensure that you can use Samsung Card in a safe way in your daily lives including SMS Alert services (S.InfoCare) that inform you of spending details.